Looking for an affordable  loan?

Head to one of our partner websites by following the buttons above to get started with your Plend loan application.

We’ve partnered with the best loan marketplaces in order to give you the smoothest customer experience, tailored to you. This approach allows us to give you fairer rates, all while keeping Plend’s technology at the core of your loan assessment.

We’ve partnered with some of the UK’s most trusted financial services marketplaces including ClearScore, Aro and CreditKarma. Each of these partners is dedicated to providing you with personalised loan offers tailored to your unique financial profile. At Plend, we carefully choose our partners based on their commitment to fairness, security, and outstanding customer experience, so you can feel confident in finding the loan that’s right for you.

We understand that security is a top concern when applying for loans. That’s why we’ve chosen only the most trusted partners. All of our partners are regulated by the Financial Conduct Authority (FCA) and registered with the Information Commissioner’s Office (ICO) for your peace of mind.

Absolutely. We’re here to make this process as comfortable as possible. If you want to chat, please reach out through the live chat function (bottom right corner of the screen) and one of our team members will answer your questions. Alternatively, you can send us an email at support@plend.co.uk. 

Our live chat function is open Monday-Friday 9:00am-5:30pm.

If you are 21 or over and have had an active UK bank account with open banking access for a minimum of 3 months, you can apply for a loan. We will do our best to support you, but approval is dependent on several assessment factors after you submit your application.

You will have a right to withdraw from the Loan Contract without giving any reason and by giving verbal or written notice of the withdrawal to us (on behalf of the Lender) within the fourteen (14) calendar days starting on the day after you sign it.
If you wish to exercise that right to withdraw: You can notify us in writing by email at support@plend.co.uk

You must repay the whole loan amount within thirty (30) days of providing your notice of cancellation, failing which you will be deemed to have changed your mind and will continue your loan term.

It won't be affected if you ask us for a free quote to see if you qualify, however your credit score could be affected if you're approved for a loan.

You must make your payments on time. We collect repayments using Direct Debit, so you won’t have to do anything except make sure there’s enough money in your bank account. You will also need to ensure you have a plan in place should your financial circumstances change.

The general risk of borrowing with us is the same as the risk of borrowing from any other provider. You will need to consider if the repayments are affordable for you on a monthly basis. You will also need to ensure you have a plan in place should your financial circumstances change.

Our credit team will be in touch if they require any more information from you, but if you have already provided this or have not been asked to provide any more information, then nothing else is needed at this time.

Unfortunately we can only provide loans to customers who have a bank with open banking access. Most banks allow open banking access, if you are still unsure please check the latest list here

Open banking is a banking practice that provides third-party financial service providers open access to consumer banking, transaction, and other financial data from banks and non-bank financial institutions through the use of application programming interfaces (APIs). You are in control and provide us with the access through the use of Plaid (for more information, click here). Open banking is designed to be safe and secure, it’s regulated by the FCA and uses bank-level security. With open banking and its data, customers are able to receive new offers and products more suited to their financial position right now. Because of this, there are currently over 4.5 million regular open banking users globally.

No. To use open banking, you need online or mobile banking for your payment account.

Open banking has been designed with security at its heart – here’s how:

Bank-level security – open banking uses rigorously tested software and security systems. You’ll never be asked to give access to your bank login details or password to anyone other than your own bank or building society.

It’s regulated – only companies regulated by the FCA or European equivalent can use this technology.

You’re in charge – you choose when, and for how long, you give access to your data.

Extra protection – your bank or building society will pay your money back if fraudulent payments are made.You’re also protected by data protection laws and the Financial Ombudsman Service.

Yes, Plend is fully authorised and regulated by the Financial Conduct Authority (FCA) FRN 963328.

Plaid is the open banking partner that we use to access your financial information so we can better understand your financial situation and offer you a more affordable loan. You can read more about Plaid here.